Important Update for Patients with UnitedHealthcare

Important Update for Patients with UnitedHealthcare

Protecting Your Access to Care

Anderson Healthcare is working to finalize a fair agreement with UnitedHealthcare (UHC), so patients can continue receiving trusted, high-quality care close to home.
All services remain in-network today.

Extended Contract Through: March 15, 2026
Patient Hotline: (618) 370-0990

What’s Happening?

Anderson Healthcare and UnitedHealthcare have made meaningful progress toward a new agreement, including alignment on rates. As part of that progress, both sides have agreed to extend the current contract through March 15, 2026.

While this is an important step forward, there are still several contract-language items that must be finalized before the agreement is complete. Our teams are actively working to resolve these remaining details.

UnitedHealthcare’s patient-notification deadline is January 6, and we are working urgently to reach full agreement by that date. In the meantime, we want to make sure you have clear, up-to-date information.

If a final agreement is not reached by March 15, 2026, Anderson Healthcare would no longer be in-network for UnitedHealthcare commercial (ACA Marketplace and employer-sponsored) and Medicare Advantage plans. The following entities would be affected:

  • Anderson Hospital
  • Anderson Medical Group
  • Maryville and Goshen Imaging Centers

Right now, nothing changes.
You can continue seeing your Anderson Healthcare providers, and all services remain covered in-network today.

Am I Impacted?

Click below for more info.

UnitedHealthcare Employer-Sponsored Plan

Next Steps:

  • Ask HR or your benefits manager for options that keep Anderson Healthcare in-network.
  • Your employer can advocate to keep Anderson in-network or explore alternative coverage.
  • Visit StayWithAnderson.com for in-network options (see FAQs)

UnitedHealthcare Medicare Advantage Plan

Next Steps:

  • Open Enrollment: Oct 15 – Dec 7
  • Contact your broker or visit Medicare.gov
  • Review plan options that include Anderson Healthcare
  • Visit StayWithAnderson.com for in-network options (see FAQs)

UnitedHealthcare ACA Marketplace Plan

Next Steps:

  • Open Enrollment: Nov 1 – Jan 15
  • Talk to your broker or use HealthCare.gov
  • Choose a Marketplace plan with Anderson Healthcare
  • Visit StayWithAnderson.com for in-network options (see FAQs)

Medicare Supplemental Plan (through UnitedHealthcare)

Next Steps:

  • You can continue seeing Anderson Healthcare providers
  • No action needed, stay informed at StayWithAnderson.com

Find Your 2026 In-Network Coverage

Accepted Commercial/ Employer/ Group Health Plans:

  • Aetna
  • First Health Network
  • Anthem Missouri
  • Blue Cross Blue Shield Illinois
  • Cigna
  • Claritev
  • Healthlink
  • HOPE Trust
  • Mercy Coworker Plan (Tier 1)
  • Three Rivers Network
  • United Healthcare*
  • Zelis

Accepted Fully Integrated Dual Eligible Special Needs Plans (FIDESNP):

  • Aetna
  • Meridan
  • Molina Medicare Complete Care Plus

Accepted Governmental Health Plans:

  • Medicaid (Traditional)
  • Medicare (Traditional)
  • Optum VACCN*
  • Tricare/ Champus

Accepted Health Choice Illinois (Medicaid Managed Care) Plans:

  • Meridian Medicaid Plan
  • Molina Health Plan
  • Youth Care

Accepted Illinois Exchange/ ACA/ Marketplace Plans:

  • AmBetter
  • BCBS IL Choice Preferred PPO

Accepted Medicare Advantage Plans:

  • Aetna
  • Clear Springs Health
  • Devoted Health
  • Essence
  • Humana
  • Molina Medicare Choice Care
  • United Healthcare*
  • Wellcare

*Anderson Hospital is currently in contract negotiations with United Healthcare.  If an agreement is not reached on or before February 15, 2026, Anderson Hospital may no longer be considered an In-Network facility.

Each insurance plan has its own policies, participating physicians and hospitals, radiology centers, and laboratories. Many plans require notification prior to a hospital stay. If you are covered by an HMO, PPO, or other managed care insurance plan, your plan may require pre-certification or pre-authorization for certain procedures. It is your responsibility to confirm the network status of Anderson Hospital and ensure your plan’s specific requirements are met.

For the insurance providers listed above, we recommend that you or a family member contact your insurance company directly to confirm plan and/or network participation status.  Contact information for your insurance company is typically found on the back of your insurance card or within your insurance patient portal. 

For further information or questions on how to access services under your insurance plan; or, if your insurance provider is not listed, please contact the facility. 

Accepted Commercial/ Employer/ Group Health Plans:

  • Aetna
  • First Health Network
  • Anthem Missouri
  • Blue Cross Blue Shield Illinois
  • Cigna
  • Claritev
  • Healthlink
  • HOPE Trust
  • Mercy Coworker Plan (Tier 1)
  • Three Rivers Network
  • United Healthcare*

Accepted Fully Integrated Dual Eligible Special Needs Plans (FIDESNP):

  • Aetna
  • Meridan
  • Molina Medicare Complete Care Plus

Accepted Governmental Health Plans:

  • Medicaid (Traditional)
  • Medicare (Traditional)
  • Optum VACCN*
  • Tricare/ Champus

Accepted Health Choice Illinois (Medicaid Managed Care) Plans:

  • Meridian Medicaid Plan
  • Molina Health Plan
  • Youth Care

Accepted Illinois Exchange/ ACA/ Marketplace Plans:

  • AmBetter
  • BCBS IL Choice Preferred PPO

Accepted Medicare Advantage Plans:

  • Aetna
  • Clear Springs Health
  • Devoted Health
  • Essence
  • Humana
  • Molina Medicare Choice Care
  • United Healthcare*
  • Wellcare

*Anderson Medical Group is currently in contract negotiations with United Healthcare.  If an agreement is not reached on or before February 15, 2026, Anderson Medical Group providers may no longer be considered In-Network.

Each insurance plan has its own policies, participating physicians and hospitals, radiology centers, and laboratories. If you are covered by an HMO, PPO, or other managed care insurance plan, your plan may require pre-certification or pre-authorization for certain procedures. It is your responsibility to confirm the network status of Anderson Medical Group providers and ensure your plan’s specific requirements are met.

For the insurance providers listed above, we recommend that you or a family member contact your insurance company directly to confirm plan and/or network participation status.  Contact information for your insurance company is typically found on the back of your insurance card or within your insurance patient portal. 

For further information or questions on how to access services under your insurance plan; or, if your insurance provider is not listed, please contact your Anderson Medical Group provider office.

Accepted Commercial/ Employer/ Group Health Plans:

  • Aetna
  • First Health Network
  • Blue Cross Blue Shield Illinois
  • Cigna
  • Claritev
  • Healthlink
  • HOPE Trust
  • Mercy Coworker Plan (Tier 1)
  • Three Rivers Network
  • United Healthcare*

Accepted Governmental Health Plans:

  • Medicaid (Traditional)
  • Medicare (Traditional)
  • Optum VACCN*
  • Tricare/ Champus

Accepted Illinois Exchange/ ACA/ Marketplace Plans:

  • BCBS IL Choice Preferred PPO
  • United Healthcare Exchange Plans*

Accepted Medicare Advantage Plans:

  • Aetna
  • Clear Springs Health
  • Essence
  • Humana
  • United Healthcare*

*Maryville Imaging is currently in contract negotiations with United Healthcare.  If an agreement is not reached on or before February 15, 2026, Maryville Imaging may no longer be considered an In-Network facility.

Each insurance plan has its own policies, participating physicians and hospitals, radiology centers, and laboratories. Many plans require notification prior to a hospital stay. If you are covered by an HMO, PPO, or other managed care insurance plan, your plan may require pre-certification or pre-authorization for certain procedures. It is your responsibility to confirm the network status of Maryville Imaging and ensure your plan’s specific requirements are met.

For the insurance providers listed above, we recommend that you or a family member contact your insurance company directly to confirm plan and/or network participation status.  Contact information for your insurance company is typically found on the back of your insurance card or within your insurance patient portal. 

For further information or questions on how to access services under your insurance plan; or, if your insurance provider is not listed, please contact the facility. 

Accepted Commercial/ Employer/ Group Health Plans:

  • Aetna
  • First Health Network
  • Blue Cross Blue Shield Illinois
  • Cigna
  • Healthlink
  • HOPE Trust
  • United Healthcare*

Accepted Governmental Health Plans:

  • Medicaid (Traditional)
  • Medicare (Traditional)
  • Optum VACCN*
  • Tricare/ Champus

Accepted Illinois Exchange/ ACA/ Marketplace Plans:

  • BCBS IL Choice Preferred PPO
  • United Healthcare Exchange Plans*

Accepted Medicare Advantage Plans:

  • Aetna
  • Essence
  • Humana
  • United Healthcare*

*Goshen Imaging is currently in contract negotiations with United Healthcare.  If an agreement is not reached on or before February 15, 2026, Goshen Imaging may no longer be considered an In-Network facility.

Each insurance plan has its own policies, participating physicians and hospitals, radiology centers, and laboratories. Many plans require notification prior to a hospital stay. If you are covered by an HMO, PPO, or other managed care insurance plan, your plan may require pre-certification or pre-authorization for certain procedures. It is your responsibility to confirm the network status of Goshen Imaging and ensure your plan’s specific requirements are met.

For the insurance providers listed above, we recommend that you or a family member contact your insurance company directly to confirm plan and/or network participation status.  Contact information for your insurance company is typically found on the back of your insurance card or within your insurance patient portal. 

For further information or questions on how to access services under your insurance plan; or, if your insurance provider is not listed, please contact the facility. 

Accepted Commercial/ Employer/ Group Health Plans:

  • Aetna
  • First Health Network
  • Cigna
  • Claritev
  • HOPE Trust
  • United Healthcare*

Accepted Fully Integrated Dual Eligible Special Needs Plans (FIDESNP):

  • Aetna
  • Meridan
  • Molina Medicare Complete Care Plus

Accepted Governmental Health Plans:

  • Medicaid (Traditional)
  • Medicare (Traditional)
  • Optum VACCN*
  • Tricare/ Champus

Accepted Health Choice Illinois (Medicaid Managed Care) Plans:

  • Meridian Medicaid Plan
  • Molina Health Plan
  • Youth Care

Accepted Illinois Exchange/ ACA/ Marketplace Plans:

  • AmBetter

Accepted Medicare Advantage Plans:

  • Aetna
  • Essence
  • Molina Medicare Choice Care
  • United Healthcare*
  • Wellcare

*Anderson Surgery Center is currently in contract negotiations with United Healthcare.  If an agreement is not reached on or before May 1, 2026, Anderson Surgery Center may no longer be considered an In-Network facility.

Each insurance plan has its own policies, participating physicians and hospitals, radiology centers, and laboratories. Many plans require notification prior to a hospital stay. If you are covered by an HMO, PPO, or other managed care insurance plan, your plan may require pre-certification or pre-authorization for certain procedures. It is your responsibility to confirm the network status of Anderson Surgery Center and ensure your plan’s specific requirements are met.

For the insurance providers listed above, we recommend that you or a family member contact your insurance company directly to confirm plan and/or network participation status.  Contact information for your insurance company is typically found on the back of your insurance card or within your insurance patient portal. 

For further information or questions on how to access services under your insurance plan; or, if your insurance provider is not listed, please contact the facility. 

Our priority is simple: protecting your access to high-quality, close-to-home care.

What You Can Do

Your voice matters, and it can make a difference.

Call UnitedHealthcare

Let them know that keeping Anderson Healthcare in-network matters to you and your family. Use the number on the back of your insurance card.

Talk with Your Employer

If you get coverage through work, your HR or benefits manager can explore plan options that protect your access.

Speak with Your Broker

If you enrolled through a broker, discuss your options during open enrollment: ACA Marketplace: Now – January 15, 2026

Stay Informed

Bookmark this page and check back for updates or call our patient information line at (618) 370-0990 for support.

Frequently Asked Questions

Is my care still covered today?

Yes. All services at Anderson Healthcare remain in-network with UHC through March 15, 2026. You should continue scheduling and receiving care as normal.

Anderson Healthcare and UnitedHealthcare are working to finalize a new agreement that reflects the cost and complexity of providing care today. While progress has been made, including alignment on rates, there are still contract-language items that must be resolved before the agreement is complete.

Anderson Healthcare and UnitedHealthcare have agreed to extend the current contract through March 15, 2026. Until then, nothing changes, and you can continue receiving care at Anderson Healthcare hospitals, facilities, and clinics as usual.

Right now, there is no impact to your care. Anderson Healthcare remains in-network for patients with UnitedHealthcare coverage. If a final agreement is not reached by March 15, 2026, Anderson Healthcare may no longer be in-network for certain UnitedHealthcare plans, which could affect out-of-pocket costs. We will continue to keep you informed.

These negotiations impact UnitedHealthcare commercial plans (employer-sponsored and ACA Marketplace) as well as Medicare Advantage plans. Patients with other insurance plans are not affected.

  • Anderson Hospital
  • Anderson Medical Group
  • Maryville and Goshen Imaging Centers
  • Contact UnitedHealthcare: Call the number on the back of your insurance card and tell them how important continued access to Anderson Healthcare is for you and your family.
  • Talk to your employer or HR manager: They may be able to advocate on your behalf or explore plan options that include Anderson Healthcare in-network during open enrollment.
  • Speak to your broker: If you purchased coverage through a broker, they can help you understand alternative plan options.
  • Stay informed: Visit our dedicated website StayWithAnderson.com or call our patient hotline at (618) 370-0990 for the latest updates.

If you are admitted to the hospital before March 15, 2026, your care will continue to be covered at in-network rates for the duration of that admission.

Emergency care is always covered at in-network rates. If you or a loved one experiences a medical emergency, please go to the nearest emergency room.

There is still time to reach a new agreement. If you are concerned, contact your provider’s office. They can help you evaluate options such as moving your procedure to an earlier date or discussing coverage alternatives.

Yes. Anderson Healthcare will communicate directly with patients and update this website if anything changes.

You can also call our patient hotline at (618) 370-0990 for real-time assistance.

Visit our dedicated website StayWithAnderson.com or call our patient hotline at (618) 370-0990 for the latest updates and information.

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